5 Strategies for Saving for your Children’s College Tuition

You’ve worked hard in your career and you want to set your child up for success the same way. One gift you can give your child to set them up for a successful career is a college education. Student debt can be a massive burden on college graduates so paying your son or daughter’s college […]

5 Reasons Why You Should Absolutely Plan Your Estate

1. You Have an Estate Everything and anything you own is included in your estate. And if you’re reading this newsletter, chances are is that you have one. Those who have large estates must spend much more time planning because of large taxes and potential legal battles. But even if you have a more modest[…..]

IS IT WISE TO TRADE YOUR U.S. PENSION FOR A LUMP SUM?

Most private employers have already replaced traditional pensions, which promise lifetime income payments in retirement, with defined contribution plans such as 401(k) s. But 15% of private sector workers and 75% of state and local government workers still participate in traditional pensions.1 Altogether, 35% of workers say they (and/or their spouse) have pension benefits with[…..]

IS SMART BETA A SMART STRATEGY FOR YOU?

Traditional investment indexes such as the S&P 500 are weighted based on market capitalization, the value of a company’s total outstanding stock. This means the largest companies in the index may have much greater influence on index performance than smaller companies. For example, the 10 largest companies in the S&P 500 account for more than[…..]